“The energy needed to refute BS is of an order of magnitude greater than the effort needed to produce the BS in the first place. ”
Brandolini’s law
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Advances which permit this norm to be exceeded -- here and there, now and then -- are the work of an extremely small minority, frequently despised, often condemned, and almost always opposed by all right-thinking people. Whenever this tiny minority is kept from creating, or (as sometimes happens) is driven out of a society, the people then slip back into abject poverty. This is known as "bad luck." -- Robert A. Heinlein
On the North River 
Not if you moved everything to money market funds instead of stocks a few years ago, and then started withdrawing 100% of each separate IRA and 401k over the last few years. They take a huge chunk out in taxes, but that was gonna happen anyway. At least this way you can buy real valuables before they become unaffordable with dollars or unavailable altogether.
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